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Trip cancellation, medical evacuation, baggage protection, and more. Worldwide coverage from Mocombe Financial.

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Don’t Let the Unexpected Ruin Your Trip

You’ve planned the perfect trip — flights, hotels, excursions, and memories waiting to be made. But what if you get sick before departure, your flight is canceled, or your luggage goes missing? Travel insurance protects your investment and gives you peace of mind wherever you go.

As an independent broker, we compare plans from top travel insurers to find coverage that fits your trip — whether it’s a weekend getaway or a round-the-world adventure.

What Travel Insurance Covers

BenefitWhat It Does
Trip CancellationPre-trip cancellation for covered reasons (illness, death, weather)
Trip InterruptionCut your trip short and get home
Medical & DentalEmergency medical care abroad
Medical EvacuationTransport to nearest adequate facility or home
Baggage Loss/DelayLost, stolen, or delayed luggage
Travel DelayReimbursement for meals, lodging during delays

Single Trip vs. Annual Plans

If you travel once or twice a year, a single-trip policy is usually the most cost-effective option. It covers one specific trip from departure to return, with benefits tailored to that itinerary.

For frequent travelers — three or more trips per year — an annual multi-trip plan offers better value. You get coverage for every trip taken within a 12-month period, often with higher limits and lower per-trip cost than buying separate policies each time.

Frequently Asked Questions

Does my health insurance cover me abroad?
Most domestic health insurance plans offer little to no coverage outside the United States. Medicare does not cover you internationally. Travel medical insurance fills this gap, covering emergency care, hospitalization, and medical evacuation while you’re abroad.
What counts as a covered reason for cancellation?
Standard covered reasons include illness or injury of you or a traveling companion, death of a family member, severe weather or natural disaster, terrorist incident, and jury duty. Many plans offer a “Cancel for Any Reason” upgrade for maximum flexibility, usually reimbursing 50–75% of prepaid costs.
When should I buy travel insurance?
Buy travel insurance as soon as you book your trip. Purchasing early ensures you’re covered for pre-existing conditions (typically within 14–21 days of the first trip payment) and protects your deposit if you need to cancel before departure.

Travel with Peace of Mind

Get a free travel insurance quote before your next trip.